Products & Services

Orion Insurance Brokers Limited was established in 1994 and registered under the Insurance Act of 2001. The Company is a member of the Jamaica Insurance Brokers Association and is licensed to transact business in all classes of general, life, accident, travel and health insurance and is one of the very few brokerages that can be regarded as truly independent.

Our company is duly registered under the Insurance Act of 2001 and we list below for your information the various classes of business we carry for your convenience.

Life Insurance


Life insurance is designed to provide value to compensate for the untimely loss of life and is to ensure than in the event of death, critical illness, disability, accidents or old age there is financial provision to alleviate the financial hardship of love ones.


Types of Life Insurance services available through Orion:

Ordinary Long Term
Industrial Life
Sickness and Health
Personal Accident
Health (Overseas and local)
Travel Insurance

Employee Benefits


Employee benefits are defined as indirect, non-cash, or cash compensation paid to an employee above and beyond regular salary or wages. Employee benefits such as health insurance, life insurance, paid vacation, and workplace perks are common offerings used to recruit and retain employees.

Other types of benefits:

Personal Accident
Death (accidental or otherwise
Group Health (local & overseas)
pension (local & overseas)

Voluntary Benefits


What Is a Voluntary Benefit Plan? A voluntary benefit plan is a suite of benefits offered by an employer that is voluntary for employees to use and is typically paid for by the employee via payroll deductions. These types of benefits are usually offered in addition to the core benefit program provided by the employer.

Types of Voluntary benefits services available through Orion:

Group Life
Personal Accident
Group Health

Property Insurance


Property insurance is a broad term for a series of policies that provide either property protection coverage or liability coverage for property owners. Property insurance provides financial reimbursement to the owner or renter of a structure and its contents in case there is damage or theft—and to a person other than the owner or renter if that person is injured on the property.

Property insurance provides coverage on the following:

Damage to Buildings
Property Theft and Damage
Personal Liability



Liability insurance provides the insured party with protection against claims resulting from injuries and damage to people or property. Liability insurance policies cover both legal costs and any payouts for which the insured party would be responsible if found legally liable.

Types of liability insurance available through Orion:

Employer’s liability:  mandatory coverage for employers which protects the
business against liabilities arising from injuries or the death of an employee.

Public/products liability: for businesses that manufacture products for sale on the general market. Product liability insurance protects against lawsuits arising from injury or death caused by their products.

Professional indemnity: provides coverage to protect a business against
negligence claims due to financial harm resulting from mistakes or failure to

Pecuniary Classes


Pecuniary insurance Policy: covers a non-tangible financial interest that may be threatened because of a variety of reasons stemming from crimes such as fraud or embezzlement to legal expenses to business interruptions, loss of future rent, incurring of extra expenses, etc.

Fidelity guarantee: This indemnifies the employer against all direct pecuniary loss, which the employer may sustain by any act of fraud or dishonesty committed by any of the insured employees such as accountants.

Loss of money: This covers the insured for loss of money ( as specified in the policy), while in transit to or from the bank or in the insured’s premises through robbery or hold up.

Bonds/guarantee: issue of a bond can pay a premium to a third party, who will provide interest and capital repayments as specified in the bond in the event of the failure of the issuer to do so.

Motor Vehicle Insurance


Accidents happen, and when they do, insurance is what keeps our finances safe and sound. Whether an auto collision is your fault or somebody else’s, your car insurance coverage should help you. How much it helps, however, is up to you, and this is determined by the combination of options that comprise your insurance policy.

Motor vehicle insurance, also called automotive insurance, a contract by which the insurer assumes the risk of any loss the owner or operator of a car may incur through damage to property or persons as the result of an accident. There are many specific forms of motor vehicle insurance, varying not only in the kinds of risk that they cover but also in the legal principles underlying them.

Types of vehicles covered through Orion’s services.

Private cars
Commercial vehicles
Motor cycles
Public passenger vehicles
Agricultural vehicles
Marine Aviation Transport

Marine Aviation And Transport


Marine insurance is very important because through marine insurance, ship owners and transporters can be sure of claiming damages especially considering the mode of transportation used. Of the four modes of transport – road, rail, air and water – it is the latter most which causes a lot of worry to the transporters not only because there are natural occurrences which have the potential to harm the cargo and the vessel but also other incidents and attributes which could cause a huge loss in the financial casket of the transporter and the shipping corporation.

Marine insurance is another variant of the general term ‘insurance’ and as the name suggests is provided to ships, boats and most importantly, the cargo that is carried in them.

Types of marine insurance services provided at Orion:

Inland Transit
Marine cargo
Marine hull aviation risks

Value Added Services


Claims Management
Risk Management
Premium Financing
Retirement Planning

That is why at Orion Insurance Brokers we do the legwork for you to help make the process seamless.